Mann Ki Baat: PM Modi says schemes protect families financially

Prime Minister Narendra Modi on Sunday addressed the 135th episode of his monthly radio programme ‘Mann Ki Baat’, highlighting the role of affordable social security schemes in providing financial protection to families across the country.During the programme, PM Modi said the first half of 2026 had witnessed several achievements that filled citizens with pride, particularly in the areas of national security and self-reliance.“Half of the year 2026 is drawing to a close. Over these six months, we have discussed numerous achievements of our countrymen in Mann Ki Baat,” the Prime Minister said, adding that recent successes were linked to India’s security and self-reliance.
Recalling his recent visit to Kolkata, PM Modi said he had the opportunity to attend a naval event where INS Dunagiri, INS Sanshodhak and INS Agray were inducted into the Indian Navy. He said everything, from the design to the manufacturing of these ships, was indigenous, underlining India’s growing defence manufacturing capabilities.The Prime Minister also highlighted the successful test of an indigenous Long-Range Land-Attack Cruise Missile by the Defence Research and Development Organisation (DRDO) during June, describing it as another significant milestone for India’s defence sector.He further said the country had achieved a major success in the aviation sector with the maiden flight of the Made-in-India C-295 transport aircraft. “The C-295 aircraft is Made in India. It has completed its maiden flight, and 40 such aircraft are being manufactured right here in India,” the Prime Minister said.
PM Modi also thanked citizens for responding positively to his appeal made in view of the prevailing war-like situation in West Asia. He said he had urged people to avoid buying gold for some time, as far as possible.Expressing gratitude to the public, Modi said citizens had not only supported his appeal but had also actively cooperated in several ways. He said many families had shared their experiences through messages.The Prime Minister also highlighted the growing response to carpooling, saying many people travelling in the same direction had started sharing vehicles instead of using separate cars.Highlighting a unique initiative from Maharashtra, PM Modi said occasions such as birthdays, weddings and family functions in India are not merely private celebrations but moments of joy shared with the wider community.He cited the example of the Pethkar family from Bahadurpura village in Nanded district, who arranged accident insurance for around 3,500 villagers instead of distributing conventional wedding gifts. Each beneficiary received an insurance cover of Rs 1 lakh.“The sentiment behind this initiative is truly touching,” the Prime Minister said, adding that such efforts reflect the spirit of helping others during difficult times.

During the 135th episode of Mann Ki Baat, PM Modi says, Nalanda University has revived our ancient tradition of 'Shastrarth'. Shastrarth is not merely a medium to present one’s own viewpoint. It is a disciplined process of debate, dialogue and intellectual churning.”#MannKiBaat… pic.twitter.com/Z7BOVAAJOB

— Press Trust of India (@PTI_News) June 28, 2026

PM Modi also highlighted the Centre’s social security schemes, saying the government is providing financial protection to crores of families across the country.Referring to the Pradhan Mantri Suraksha Bima Yojana (PMSBY), he said beneficiaries receive accidental insurance coverage of up to Rs 2 lakh for an annual premium of just Rs 20.The Prime Minister also spoke about the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), under which families receive an insurance cover of Rs 2 lakh in case of the insured person’s death. He said the annual premium is Rs 436, which amounts to around Rs 1.50 per day, and under the scheme nearly 11 lakh families have received assistance of around Rs 22,000 crore.

Watch: In the 135th episode of Mann Ki Baat, Prime Minister Narendra Modi says, "The Pradhan Mantri Jeevan Jyoti Bima Yojana is also very important. This scheme provides a life insurance cover of ₹2 lakh to the family in case of the insured person’s unfortunate death. The annual… pic.twitter.com/RROd04aYxb

— IANS (@ians_india) June 28, 2026